This month’s theme is finances. To give you a bit of inspiration on how you can manage your finances with your Bullet Journal, we put together this round up of ideas from Bullet Journalists around the world! Enjoy.

Expenses

thatbujokid Bullet Journal expenses log

A simple way to get started with tracking your finances in your Bullet Journal is by creating an expense tracker such as this one from Sara @thatbujokid. Create columns based on what you want to keep an eye on.

Budget & Expenses

cardigansandchamomile Bullet Journal budget and expenses tracker

Laurie @cardigansandchamomile set up a spread to keep track of her budget on the left and expenses on the right as a way to see everything easily at a glance.

Bill Tracker

craftyenginerd Bullet Journal bills page

Hayden @craftyenginerd set up a spread where you can see the bills you have coming up monthly, bi-monthly, quarterly, and semi-annually as well as savings goals and even a little chart to see certain expenses and how they vary over time.

Subscriptions Tracker

lazy.bujo Bullet Journal subscriptions tracker

Besides regular bills, we can sometimes forget to include subscriptions into our monthly budget. @Lazy.bujo shares a simple way to keep track of subscriptions similar to the bill tracker from before.

Savings

Bullet Journal home savings tracker

I couldn’t find the source for this image, unfortunately (please let me know if you know who this belongs to so I credit properly), but I loved this and had to share. This is a great way to keep track of bigger expenses so you can see the progress you’ve made over time and how much closer you are to saving up for, say, a house.

Debt

thepetiteplanner Bullet Journal credit debt payoff

If you’re paying off debt, a great way to see progress over time is with a chart. Here, Erin @the.petite.planner, shares her credit card payoff debt tracker with the progress she’s made in chart and table form.

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Hopefully this gave you some ideas on how you can get started tracking finances in your Bullet Journal. Other ideas for managing finances could be planning a travel budget and gift ideas. In addition, you could color-code categories or more information that you may want to keep an eye on.

Do you keep track of your finances in your Bullet Journal? If so, how? Feel free to share in the comments below.

About Kim Alvarez

Kim Alvarez is the creative behind Tinyrayofsunshine.com, where she writes about the Bullet Journal, productivity, planning, and other creative pursuits. She runs a sunshiney Etsy shop with stationery goods that will bring a smile to your face at tinyrayofsunshine.etsy.com
  • Allyson Gari

    Last year i was tracking my expenses month by month, but this year i started lazy about it, now i am noticing that i have to retake the habit for better control of what I receive and what I expended. And here there is very nice other ways to do it (i only used a simple table). I was not setting goals in finance and is a very handful tool for project a future.

    • Definitely! The great thing is that you can tweak it however you need to in your Bullet Journal 🙂

  • Essie-Marie

    This article is soooo helpful!! Gave me some great ideas for what I need for this month!!

  • Seth Collins

    Great post, Kim. Your BuJo is absolutely beautiful!

    I’m definitely stealing your house-savings tracker. 🙂

  • Hazel Poole

    Love the house deposit page. I think it would be useful for me in the reverse, ie using the amount my loan is reduced each month. Perhaps a page for all outstanding debts could be fun too!! Taking it too far?

    • That’s another good way to go about it!

  • Maritimer1

    What would be wonderful is to actually see the WHOLE page such as the top daily expenses page rather than the “artsy” shots that cut off part of the page. Not helpful at all.

    • Hi, If you mean the first photo, I intentionally chose an example that showed the columns at the top – which is the most important part.

      • Maritimer1

        I would add “How Paid” or similar. I use a combination of cash, e-checks (the VERY rare actual check) and Visa card. Of course, keeping track of the cash is the most difficult part. Right now I have been saving receipts….which tend to vanish. With your method I just have to train myself to write it down as soon as I spend it. Which I will be doing now.

  • WHY1mMaz

    I love the home deposit one! Too bad we don’t know whose it is but I think it’s really cool and simple! And we can already see how much he/her has saved. 7 400, that’s a lot of money already!